Although a good chunk of the population is convinced that having health insurance is smart, some people stay may ponder how important it really is. For those who are contemplating health insurance, or already have it but think it’s worthless, below are the top 10 reasons to have health insurance.
Medical Care is Expensive:
Although even uninsured patients will receive care when sitting an emergency room, when it comes to surgery and or physical therapy, sometimes patients can be turned away without proof of insurance.
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Before It’s Too Late:
If you are uninsured and diagnosed with a serious medical condition or disease, finding a health insurance company will be much more difficult, not to mention more expensive.
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All hospitals accept insured patients, but not all accept uninsured patients. Having health insurance gives you more choices.
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Often, patients with health insurance are put at the top of the list when it comes to surgery, care, etc. The hospital knows that those patients will pay, meaning that they’re more eager to provide care.
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Keeping Your Home:
Uninsured individuals who don’t pay their bills may be at risk of losing their homes as hospitals can place a lien on property.
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There’s no point in worrying that something will happen and you’ll be unable to pay medical bills. Health insurance takes the worry away, you can sleep well at night knowing that if something were to happen, you’d be covered.
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Think about what would happen to your family if you were sick and unable to medical bills. Would that put them in harm’s way financially?
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Some colleges, jobs, and other institutions may require you to show proof of health insurance.
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With health insurance, you can rest assured that any advice you receive from doctors and other health care professionals will be good and not jaded due to your lack of finances.
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You Have a Better Chance of Living:
Your chances of survival from a serious accident or sickness are better if you have health insurance as you’ll receive better care.
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These are only the top 10 reasons to have health insurance and there are numerous other reasons. Why put yourself at risk without it?
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