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Anthem Blue Cross and Blue Shield of Maine

Anthem Blue Cross Blue Shield of Maine is an independent provider of health insurance for the state of Maine. It is an affiliate of the Anthem BCBS Company and part of the BCBS Association through the WellPoint Company. Together, these companies offer some form of low cost health insurance in all states. Most of the companies are independent and either regional or state-based.

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Anthem BCBS Maine Coverage

Anthem Blue Cross and Blue Shield of Maine
2 Gannett Drive
South Portland, ME 04106
http://www.anthem.com

Anthem Blue Cross Blue Shield of Maine offers the following types of affordable health insurance plans:

  • Individual and family plans
  • Medicare and beneficiary plans
  • Group health plans for small businesses, including including traditional, PPO, and HMO plans
  • Federal employee program
  • Long term care plans

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Some of the features of the direct-pay Anthem Blue Cross Blue Shield of Maine health plans for individuals and families include:

  • Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
  • Choice of plans, including those with or without a deductible.
  • Ability to go to a network specialist with a referral.
  • Coverage of family planning services, as well as physical therapy and speech therapy (in some plans).
  • Preauthorization requirement for many procedures.
  • Immediate coverage for accidents, with no deductible.

Individual plans include a range of deductibles and co-pays. Anthem Blue Cross Blue Shield of Maine also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All plans are limited to residents of Maine who are not eligible for Medicare.

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