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Blue Cross Blue Shield Arizona
Blue Cross Blue Shield (BCBS) of Arizona is an independent provider of health insurance for this state. It is an affiliate of the Blue Cross Blue Shield Association, which offers some form of low cost health insurance coverage in all states through companies that are mostly independent, and either regional or state-based. Many administer Medicare coverage, group and individual health insurance. BCBS of Arizona has been in existence since 1939.
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BCBS Arizona Coverage
Blue Cross Blue Shield Arizona
P.O. Box 13466
Phoenix, AZ 85002
http://www.bcbsaz.com
Blue Cross Blue Shield of Arizona offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay BCBS of Arizona health plans for individuals and families include:
- Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
- After the deductible is met, you pay 20% of all costs.
- No maternity care except for complications.
- Non-deductible for prescription drug co-pays on most plans.
- Preventive care and immunizations are offered with the deductible waived.
Individual plans include a $250 deductible, $500 deductible, $1,000 deductible, $1,500 deductible, and a $2,500 deductible plan. BCBS of Arizona also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All plans are limited to residents of Arizona who are not eligible for Medicare; however, some out-of-state procedures are covered.
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