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Whether you need insurance for yourself or for your family, Affordable Health Insurance can help you get educated and find the right plan for you. Start here today!
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Blue Cross of Idaho Health Insurance
Blue Cross of Idaho was founded in 1945. It is an independent regional health insurance provider. This private company is part of the Blue Cross Blue Shield Association. These companies together offer some form of low cost health insurance coverage in all states. Mostly independent, and either regional or state-based, these companies were some of the earliest managed health care companies in the U.S.. Many administer Medicare coverage, as well as individual and group health insurance.
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Blue Cross Idaho Coverage
Blue Cross of Idaho
P.O. Box 7408
Boise, ID 83707
http://www.bcidaho.com
Blue Cross of Idaho offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay Blue Cross of Idaho health plans for individuals and families include:
- Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
- Choice of plans, including those with or without a deductible
- Choice of having a predictable co-pay or having a cap on expenses
- Preauthorization required for many procedures
- Additional prenatal or alternative medicine coverage
- Additional dental or supplemental accident insurance
Individual plans include a range of deductibles and co-pays. Blue Cross of Idaho also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual family plans are limited to residents of Idaho who are not eligible for Medicare.
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