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Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield (BCBS) of Illinois was founded in 1936, and is an independent regional provider of health insurance. This private company is part of the BCBS Association. Together, these companies offer some form of low cost health insurance coverage in all states. Many administer Medicare coverage, as well as provide group health insurance for state and federal employees and individual coverage.

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BCBS Illinois Coverage

Blue Cross Blue Shield of Illinois
300 East Randolph Street
Chicago, IL 60601
http://www.bcbsil.com

Blue Cross Blue Shield of Illinois offers the following types of affordable health insurance plans:

  • Individual and family plans
  • Medicare and beneficiary plans
  • Group health plans for small businesses, including traditional, PPO, and HMO plans
  • Federal employee program
  • Long term care plans

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Some of the features of the direct-pay Blue Cross Blue Shield of Illinois health plans for individuals and families include:

  • There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
  • You have a choice of plans, including those with or without a deductible.
  • You can choose plan with a predictable co-pay or one with a cap on expenses.
  • Preauthorization is required for many procedures.
  • You Can add prenatal or alternative medicine coverage.
  • There are special rates for non-smokers.

Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Illinois also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual plans are limited to residents of Illinois who are not eligible for Medicare.

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Affordable-Health-Insurance.com is not a licensed health insurance carrier, and we are unable to directly issue health insurance policies, or alter existing policies. If you wish to inquire about your current plan, then please contact your health insurance provider. The health insurance policies described on this site may not be available in all states, and we do not guarantee that you will receive any plans described on Affordable-Health-Insurance.com.