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Blue Cross Blue Shield of Kansas City

Blue Cross Blue Shield (BCBS) of Kansas City was founded in 1938 and is an independent regional provider of health insurance for the 32-county area surrounding Kansas City, Missouri. The company is part of the BCBS Association, which offers some form of low cost health insurance in all states through its member companies. Many administer Medicare coverage, as well as provide group and individual health insurance.

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BCBS Kansas City Coverage

Blue Cross Blue Shield of Kansas City
One Pershing Square
2301 Main
Kansas City, MO 64108
http://www.bcbskc.com

Blue Cross Blue Shield of Kansas City offers the following types of affordable health insurance plans:

  • Individual and family plans
  • Medicare and beneficiary plans
  • Group health plans for small businesses, including traditional, PPO, and HMO plans
  • Federal employee program
  • Long term care plans

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Some of the features of the direct-pay BCBS of Kansas City health plans for individuals and families include:

  • Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
  • Choice of plans, including those with or without a deductible.
  • Choice of having a predictable co-pay or having a cap on expenses.
  • Preauthorization requirement for many procedures.
  • Additional prenatal or alternative medicine coverage.

Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Kansas City also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual family plans are limited to residents of the Kansas City area who are not eligible for Medicare.

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