You Can Find Affordable Health Insurance!
Whether you need insurance for yourself or for your family, Affordable Health Insurance can help you get educated and find the right plan for you. Start here today!
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Blue Cross Blue Shield of Michigan
Blue Cross Blue Shield (BCBS) of Michigan is an independent regional provider of health insurance. This private company is part of the BCBS Association. These companies together offer some form of low cost health insurance coverage in all states. Many of the companies administer Medicare coverage, as well as provide group health insurance for state and federal employees. Direct pay coverage is also available for individuals. Blue Cross Blue Shield of Michigan was founded in 1938.
BCBS Michigan Coverage
Blue Cross Blue Shield of Michigan
600 Lafayette
Detroit, MI 48226
http://www.bcbsm.com
Blue Cross Blue Shield of Michigan offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay BCBS of Michigan health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of plans, including those with or without a deductible.
- You can choose a plan with a predictable co-pay or one with a cap on expenses.
- Preauthorization is required for many procedures.
- You can add prenatal or alternative medicine coverage.
Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Michigan also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All direct pay individual plans are limited to residents of Michigan who are not eligible for Medicare.
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