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Blue Cross Blue Shield of Missouri
Founded in 1933, Blue Cross Blue Shield (BCBS) of Missouri is an independent regional provider of health insurance in the state of Missouri. This company is part of the BCBS Association. Together, the BCBS companies offer some form of low cost health insurance coverage in all states. Many administer Medicare coverage, as well as provide group health insurance for state and federal employees. Direct pay coverage is also available for individuals.
BCBS Missouri Coverage
Blue Cross Blue Shield of Missouri
1831 Chestnut Street
St. Louis, MO 63103
http://www.bcbsmo.com
Blue Cross Blue Shield of Missouri offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay Blue Cross Blue Shield of Missouri health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of plans, including those with or without a deductible.
- You can choose a plan with a predictable co-pay or one with a cap on expenses.
- Preauthorization is required for many procedures.
- You can add prenatal, dental or alternative medicine coverage.
Individual plans include a range of deductibles and co-pays. BCBS of Missouri also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All direct pay individual plans are limited to residents of Missouri who are not eligible for Medicare.