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Blue Cross Blue Shield of Nebraska
Blue Cross Blue Shield of Nebraska is an independent regional provider of health insurance, and belongs to the BCBS Association. Together, these BCBS companies offer some form of low cost health insurance coverage in all states. Many administer Medicare coverage, as well as providing group health insurance for state and federal employees. Direct pay coverage is also available for individuals. BCBS of Nebraska was founded in 1939.
BCBS Nebraska Coverage
Blue Cross Blue Shield of Nebraska
7261 Mercy Road
Omaha, NE 68180
http://www.bcbsne.com
Blue Cross Blue Shield of Nebraska offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay Blue Cross Blue Shield of Nebraska health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of plans, including those with or without a deductible.
- You can choose a plan with a predictable co-pay or one with a cap on expenses.
- Preauthorization is required for many procedures.
- You can add prenatal, dental, or alternative medicine coverage.
Individual plans include a range of deductibles and co-pays. BCBS of Nebraska also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All direct pay individual plans are limited to residents of Nebraska who are not eligible for Medicare.