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Blue Cross of California
Blue Cross of California is an independent provider of health insurance for the state of California. It is an affiliate of the Blue Cross and Blue Shield Association, which offers some form of low cost health insurance coverage in all states of the union. These companies, mostly independent, and either regional or state-based, were some of the earliest managed health care companies in the U.S.. Blue Cross of California has been in existence since 1937.
Blue Cross California Coverage
Blue Cross of California
2000 Corporate Center Drive
Newbury Park, CA 91320
http://www.bluecrossca.com
Blue Cross of California offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay Blue Cross of California health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of deductibles.
- After the deductible is met, you pay 30% of all costs.
- Preventive care and immunizations are offered with a 30% co-pay.
- Maternity coverage is available.
- There is $5,000,000 lifetime maximum.
- You can get coverage for acupuncture, chiropractic, and occupational therapy.
- Mental health coverage is available.
Individual plans include a $250 deductible, $500 deductible, $1,000 deductible, $1,500 deductible, and $2,500 deductible plan. Blue Cross of California also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All plans are limited to residents of California who are not eligible for Medicare.
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