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Carefirst Blue Cross Blue Shield of the District of Columbia

Carefirst Blue Cross Blue Shield (BCBS) of the District of Columbia is an independent regional provider of health insurance. It belongs to the BCBS Association, which, through its affiliate companies, offers low cost health insurance in all states. Many of these companies administer Medicare, as well as provide individual and group coverage.

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Carefirst BCBS DC Coverage

Carefirst Blue Cross Blue Shield of the District of Columbia
One Brandywine Gateway
Wilmington, DE 19899
http://www.bcbsde.com

Carefirst Blue Cross Blue Shield of DC offers the following types of affordable health insurance plans:

  • Individual and family plans
  • Medicare and beneficiary plans
  • Group health plans for small businesses, including traditional, PPO, and HMO plans
  • Federal employee program
  • Long term care plans

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Some of the features of the direct-pay Carefirst Blue Cross Blue Shield of the District of Columbia health plans for individuals and families include:

  • Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
  • Choice of plans, including those with or without a deductible.
  • Ability to go to a network specialist to cut costs.
  • Family planning services, as well as physical therapy and speech therapy coverage.
  • Preauthorization requirement for many procedures.
  • Coverage for accidents and travel.

Individual plans include a range of deductibles and co-pays. Carefirst BCBS of Delaware also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual plans are limited to residents of The District of Columbia who are not eligible for Medicare.

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