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Affordable Kaiser Permanente Plans
Founded during the Great Depression, Kaiser Permanente began as a way to insure the thousands of men employed building the Los Angeles Aqueduct. Each worker joined a pool to pay a predetermined amount in order to be covered for work-related medical care. They also had the option to pay a little more to have all medical care covered. From the beginning, this company has emphasized preventive care and a close doctor patient relationship. At Kaiser, the patient is informed about all options for care and is encouraged to take an active role in medical decisions.
Kaiser Permanente Plans
Kaiser is the largest non-profit, health maintenance organization (HMO) in the country. A Health Plan and a Medical Group manage the HMO in each region where Kaiser is available. Doctors are paid a salary by the Medical Group. The Kaiser HMO is an integrated health delivery system. The entire range of care for their members is provided and coordinated through their system.
Review Kaiser Permanente Plans
A list of several summary pages of the Kaiser Permanente Plans is below. Not all Kaiser Permanente brokers are represented here, nor does this list suggest an affiliation with the carriers on this list. Plans and quotes are unique to each state.
- Kaiser Permanente of California
- Kaiser Permanente of Colorado
- Kaiser Permanente of Georgia
- Kaiser Permanente of Ohio
- Kaiser Permanente of the Mid-Atlantic States
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Kaiser Permanente's individual and group health insurance plans cover the following medical needs:
- There is a strong emphasis on preventive care and healthy lifestyle choices.
- Immunizations, screening diagnostics, well baby, and prenatal care are fully covered.
- Pharmacy services are available, with prescriptions filled from a list approved by Kaiser's review board.
- Members can choose from a large network of doctors, pharmacies and hospitals.
- Routine visits are covered, with small co-pays. There are no claim forms to fill out.
- Emergency care is available
- Educational resources are available
- An HSA plan is available, offering a combination of a high deductible plan and a tax advantaged health savings plan.
