LifeWise Health Plan of Arizona

LifeWise AZ Health Insurance Details

LifeWise Health Plan of Arizona
4343 N. Scottsdale Rd. Suite 355
Scottsdale, AZ 85251
https://www.lifewiseaz.com

LifeWise offers the following products:

• Essential 20 offers two choices in deductibles, $2,500 for network providers and $5,000 for non-network providers or $5,000 for network providers and $10,000 for non-network providers on individual plans. Coinsurance is 20% for network providers and 50% for non-network healthcare providers for most services after meeting deductibles. Coverage includes office visits, prescription drugs, and hospitalization.

• Passport Plan offers five choices in deductibles ranging from $500 for network providers and $1,000 for non-network providers to $5,000 for network providers and $10,000 for non-network providers.  Prescription drugs have a separate deductible.  Coinsurance is 20% for network providers and 50% for non-network healthcare providers for most services after meeting deductibles.  Services covered include office visits, hospitalization, outpatient surgery, and hospice care.

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• HSA 20 is an HSA plan that allows members to pay qualified medical expenses using pretax dollars.  This enables many members to save on their taxes.  Health Savings Accounts can also be used as a long term savings plan, as any money or accrued interest left at the end of the year rolls into the next year.  This encourages members to use their healthcare dollars wisely.  HSA 20 has three choices in deductibles.  Network and non-network deductibles must be met separately.  After deductibles have been met, coinsurance is 20% for network providers and 50% for non-network providers for most services.  Coverage includes prescription drugs, office visits, and hospitalization.

• HSA Plan is another HSA option to consider.  Members do not have to pay any coinsurance for network services after meeting a $5,000 deductible.  Non-network coinsurance is 50% after meeting a $10,000 deductible. Coverage includes prescription drugs, hospitalization, and office visits.

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