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Medical Mutual of Ohio Health Insurance
Medical Mutual of Ohio has been working to provide for the healthcare needs of its customers for over 65 years. With an emphasis on quality products at competitive prices, Medical Mutual of Ohio is committed to providing excellent service to its members and to the Ohio communities served by Medical Mutual.
Medical Mutual of Ohio Health Plan Details
Medical Mutual of Ohio
2060 E. 9th St.
Cleveland, Ohio 44115
http://medmutual.com/
Medical Mutual of Ohio offers a number of individual healthcare policies under the brand name “SuperMed One.” SuperMed One Plans are PPOs. Members can pick the doctor of their choice from a large network or choose from non-network providers for their medical care. By choosing network providers, members will save more money. Members do not need referrals in order to see specialists under SuperMed One Plans.
Super Med One offers a range of deductibles, starting with SuperMed One 500 with a $500 deductible for individuals to SuperMed One 5000, with a $5,000 individual deduction. Coinsurance after deductibles are met are 20% or no coinsurance for network providers and 50% for non-network providers depending on the plan that you choose. Coverage includes doctor visits, hospitalization, and prescription drugs.
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In addition, Medical Mutual of Omaha offers the SuperMed One Value line. These are PPO plans with deductibles ranging from $500 to $1, 500 for individuals with 70% coinsurance for network providers and 50% coinsurance for non-network providers after deductibles are met. Benefits include doctor visits, hospitalization, and coverage on generic prescription drugs.
Medical Mutual of Omaha also offers a choice of six HSA plans. HSA plans have high deductibles, low premiums, and an opportunity to save on taxes. Members contribute pre-tax dollars into their Health Savings Account. This account is then used to pay qualified medical expenses. The account can also be used as a long term savings plan, as any money left at the end of the year is rolled into the next year. Deductibles for individuals range from $1,200 with the SuperMed One HSA 1200 to $5,000 with the SuperMed One HSA 5000.
