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North Carolina United HealthCare

North Carolina United HealthCare is offered to North Carolina residents through American Medical Security. American Medical Security is a subsidiary of PacifiCare Health Systems, and is rated A- (excellent) by A.M. Best for financial strength and operating performance.  American Medical Security provides comprehensive, affordable health care coverage to individuals, families and small businesses.

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N.C. United HealthCare Health Insurance Details

North Carolina United HealthCare is able to offer members flexible health care options through American Medical Security. With excellent, around-the-clock service and a nationwide provider network through United HealthCare, customers receive the support and experience they need in their health care solution. American Medical Security strives to achieve optimum health and choices for their members through a variety of plan offerings. Review the following for more information:


  • MedOne HSAvings – provides a tax-deductible savings account to pay for health expenses; this plan includes higher deductibles.
  • MedOne Plus – members can select their coverage, including copayment and deductible levels, to best suit their needs and budget; plans without a copay option may also be selected.
  • MedOne Security – includes the same benefits as the MedOne Plus plan, however premiums are lower and deductibles are higher.
  • Short-Term Medical Insurance – temporary insurance for as little as 30 days or as long as 180 days.


  • Health Savings Accounts (HSAs) – employees can save tax-free dollars to pay for out-of-pocket medical expenses.
  • High-Deductible Health Benefit Plans (HDHP) – this plan is used together with the health savings account to save money for both the employer and employee.
  • Self Directed Health Plan (SDHP) – combines a self directed account and PPO health insurance plan, with a yearly allocation for employees to pay for preventive care and routine office visits.

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hr is not a licensed health insurance carrier, and we are unable to directly issue health insurance policies, or alter existing policies. If you wish to inquire about your current plan, then please contact your health insurance provider. The health insurance policies described on this site may not be available in all states, and we do not guarantee that you will receive any plans described on