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Ohio United HealthCare

Ohio United Healthcare is underwritten by Golden Rule Health Insurance Company to provide quality and affordable health care coverage to residents of Ohio. Designed for the specific needs of individuals and families, Golden Rule offers a number of plans that utilize one of the largest networks in the nation through United HealthCare. Golden Rule Insurance Company gets high financial strength rankings from both Standard and Poor's (A+, strong) and A.M. Best (A, excellent).

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Ohio United HealthCare

Golden Rule Insurance Company is a subsidiary of United HealthCare. Golden Rule has been providing quality health care options to individuals and families for over 60 years, supporting members with exceptional customer service and a long history of experience.

Ohio United HealthCare members can rely on any of Golden Rule's plan offerings. Review the following to determine the best health option for you:

  • Golden Rule Health Savings Account (HSA) 100 -- 100% of expenses are covered once the deductible has been met; prescription drugs, routine office visits, testing, hospitalization and surgery are included in the coverage. Note that copays are not required for this plan for doctor visits.
  • Golden Rule Health Savings Account (HSA) Saver – Similar to the HSA 100, except that premiums are lower and benefits for outpatient care are not as comprehensive.
  • High Deductible Plans – Families and individuals must take additional responsibility for paying out-of-pocket routine health care expenses, but they enjoy lower premiums.
  • Traditional Copay Plans – Members pay a copayment when receiving routine medical expenses; the network option of this plan allows lower premiums. Note that out-of-network provider services are available at an additional expense.
  • Short Term Medical – Temporary health insurance for individuals who need short-term coverage.

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