Whether you need insurance for yourself or for your family, Affordable Health Insurance can help you get educated and find the right plan for you. Start here today!
The number of uninsured Americans is increasing – up to 47 million in 2008. Many cite the rising costs of insurance premiums as a reason they don’t have insurance. Health insurance may seem expensive, but without it, many people cannot afford their medical costs. About half of all the bankruptcy filings in the U.S. result from medical expenses, according to Health Affairs Journal 2005.
Even if you’re healthy and don’t go to the doctor often, a sudden illness or accident can be devastating and may lead to skyrocketing medical costs that you can avoid with a basic medical plan.
If you do use preventive health services often, an HMO or PPO may save you money in the cost of doctors’ visits, prescriptions, and supplies, even if the monthly premium seems high. If you don’t, you may just need a catastrophic plan such as a high-deductible plan, self-directed plan, with a Health Savings Account.
In order to choose the best company and plan, be sure to get a few different quotes and compare the plans. Tell your insurance agent which of the following services and concerns are important to you, in order for them to find you the most affordable plan:
One you know what you need in terms of health insurance, start comparing and evaluating companies using the following checklist.
Review Health Insurance Carriers
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