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Tufts Health Plan
TUFTS Health Insurance and Health Care Plans is an independent provider of quality, low-cost health insurance. TUFTS Health Plan was founded by Dr. Morton Madoff of Tufts University School of Medicine in 1979 as the first HMO in Massachusetts. Their basic HMO and PPO plans are for both individuals and business groups of all sizes, but with special emphasis on those eligible for Medicare. They are continually finding ways to modify plans to offer even more flexibility to their clients. Their focus is on empowering the individual to take charge of his own health through prevention.
Tufts Health Plan Coverage
Tufts Health Plan
333 Wyman Street
Waltham, MA 02454
http://www.tuftshealthplan.com
The TUFTS Health Plan offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small business, including traditional, PPO, and HMO plans
- Long term care plans
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Some of the features of the direct-pay TUFTS Health Plan health plans for the employees of small businesses are:
- Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
- A large pool of physicians
- The plan centers on a relationship with a primary care physician.
- Choice of plans, including those with or without a deductible
- Can choose a plan with a predictable co-pay or one with a cap on expenses
- Preauthorization is required for most procedures
- Can add prenatal, dental, or alternative medicine coverage
Individual plans include a range of deductibles and co-pays. The TUFTS Health Plan also offers a high deductible plan for use with a health savings account and a short-term coverage plan. Their focus remains on wellness and on empowering the individual to take charge of his or her own health.
