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UnitedHealthcare Health Insurance
The United HealthCare Insurance Company is an independent national provider of quality, low-cost health insurance. Founded in 1977 as a network-based health plan for seniors, it offered a choice of plans from the beginning. Through the years, the company has expanded to offer Medicare programs, mental health/chemical dependency plans, self-funded plans, 24-hour help lines, and wellness plans. Their basic HMO and PPO plans are for both individuals and business groups of all sizes. They are continually finding ways to modify plans to offer even more flexibility to their clients. Their focus is on trying to predict and control health care costs while educating the individual about prevention.
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United HealthCare Coverage
United HealthCare
450 Columbus Blvd.
Hartford, CT 06103
http://www.uhc.com
United Healthcare offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small business
- PPO and HMO plans
- Long term care plans, including on-site nursing home care
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Some of the features of the direct-pay United Healthcare health insurance plans for the employees of small businesses are:
- Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
- A large pool of physicians and hospitals
- The plan centers on a relationship with a primary care physician.
- Choice of plans, including those with or without a deductible
- Can choose a plan with a predictable co-pay or one with a cap on expenses
- Preauthorization is required for most procedures
- Can add prenatal, dental, or alternative medicine coverage
Individual plans include a range of deductibles and co-pays. United Healthcare also offers a high deductible plan for use with a health savings account and a short-term coverage plan. Their focus remains on wellness and on empowering the individual to take charge of his or her own health.
Request a quote and begin saving on your health coverage today!
