Affordable Colorado Health Insurance

Health Insurance in Colorado

While there have been constant improvements to this situation, Colorado residents will still want to consider some of the state's insurance regulations when searching for health insurance. For example:

• Although guaranteed renewability is in effect, access to individual health insurance can be denied due to health status.
• Pre-existing condition exclusions can extend up to twelve months.
• Diabetes treatment and cancer screenings are mandated benefits, required in all health plans.
• Rises in individual policy premiums are based on the experience of the pool of people who bought the same policy.

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Limited-income families will find health insurance opportunities through the Colorado Department of  Public Health. Medicaid offers coverage to those living under the poverty limit, while the Child Health Plan Plus, Colorado's S-CHIP offering, provides children under 19 comprehensive care. Parents must bear some of the cost for their children's medical care.

For those whose income puts them out of reach of state aid, there are still many health insurance options, including Cover Colorado, a program for Colorado residents who cannot secure health insurance due to health status. There is also the Colorado Indigent Care Program (CICP), which provides services on a sliding fee scale to people whose income disqualifies them for state or federal aid.

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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.