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Washington D.C. Health Insurance
In the District of Columbia, 28% of the population is on Medicaid. In the rest of United States, only 19% of the population is receiving Medicaid. This can be more an indication of a needed increase in insurance coverage than an indicator of poverty, as insurance carriers still have a long way to go in D.C.
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Health Insurance in D.C.
The main components of Washington D.C.'s insurance regulations that you should be aware of when it comes to getting insured here include:
- Consumers are guaranteed the right to buy insurance through Carefirst Blue Cross Blue Shield.
- For those who are not HIPAA eligible, pre-existing conditions can be excluded through an elimination rider.
- Guaranteed renewability is in effect.
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Families with limited incomes will find health insurance opportunities through the District of Columbia's Department of Health. The Medical Assistance Administration (MAA) offers coverage to those living under the poverty limit, while D.C. Healthy Children, the state's S-CHIP offering, provides children and adolescents under 19 who are living by themselves comprehensive medical care. Other governmentally assisted programs for the uninsured include the D.C. Healthcare Alliance, which includes immunizations and dental services.
For those whose income puts them out of reach of state aid, there are still many health insurance options, including the following:
- Medical discount plans: These private health insurance plans offer consumers up to 40% off medical costs, including prescription drug savings. The cost begins at $19.95/month per person.
- Association medical plans: For consumers who who are involved in a community group, such as a union or club, there are a number of group insurance options available.
- Private insurance plans: Although a relatively new offering for individuals and families, these plans can be just as good as those offered by employers.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
