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Kansas Health Insurance
Health insurance costs continue to increase. Many people are not covered by a group insurance plan because their employer does not offer healthcare insurance, because they are self-employed, or because their COBRA coverage has ended. It can be a very difficult decision when offsetting the high costs of individual plans against the projected health of your family. Therefore, it very important to know what your rights are when you purchase an individual healthcare policy and what kind of assistance Kansas can offer you.
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About KS Health Insurance Plans
Individual policy regulations in Kansas include the following details:- Insurance companies can refuse to cover individuals due to the status of their health.
- Newborns are automatically covered for 31 days if the parents have a family plan instead of coverage for just one person in the family.
- Individual insurance policies are required to cover post-delivery hospital stays and breast cancer screening.
- Pre-existing conditions can be excluded for up to two years or can be permanently excluded with an elimination rider.
- Insurance policies cannot be canceled unless you have not paid your premiums. The exception to this is temporary healthcare insurance.
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Kansas Health Insurance Association offers access to health insurance to residents who have been denied individual policies. KHIA offers six plans from which to choose. These plans offer a variety of deductibles. Services covered may include preventative health care, hospital care, and prescriptions. Some plans allow members to see healthcare providers who do not belong to the KHIA network.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
