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Massachusetts Health Insurance
If you are a Massachusetts resident and are self-employed, have exhausted your COBRA benefits, or work for a company that does not offer health insurance, you are faced with the prospect of getting an individual healthcare insurance policy. With the rising costs of healthcare, it is imperative for you to know what your insurance policy rights are and if Massachusetts can provide you with assistance for your healthcare needs.
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Details of Affordable MA Health Insurance Plans
Massachusetts Individual Insurance Policy Regulations include:
- Residents cannot be turned down for individual policies in Massachusetts.
- Insurance providers must offer a standard plan, including hospital care, physician care, and prescription drug coverage.
- Pre-existing conditions can only be excluded for six months.
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- The Children's Medical Security Plan is designed to provide healthcare services such as well-child visits laboratory tests, eye examinations, and dental services to children up to the age of 19 from qualified low income families. Some families might have to pay small deductibles and copays. This program does not cover inpatient hospital care or emergency room services.
- Healthy Start offers pregnant women with low incomes prenatal care and some postpartum care. Included are amniocentesis and prescriptions.
- The Medical Security Program offers the unemployed assistance with health insurance costs. People are eligible is they meet certain income requirements based on past and estimated future income. Participants may receive assistance in paying premiums.
- The Uncompensated Care Pool offers assistance to low income individuals based on their families' total income level in relation to the federal poverty level. Participants may have to pay contributions for this service depending on their income levels.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
