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Healthcare is a hot topic with many Minnesota residents because premiums seem to be increasing out of pace with coverage. If you have an individual health insurance policy, the impact of healthcare costs is surely felt in you budget. However, an individual healthcare policy can protect your financial strength in the event of catastrophic illness. It is important for you to know what your rights are as an individual healthcare policy holder and if the state of Minnesota can provide any assistance for your healthcare needs.
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Minnesota's Individual Insurance Policy Regulations include:
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MinnesotaCare is offered to residents who are unable to get health insurance. Eligibility depends on individual, or if applicable, family income and assets. Coverage includes preventative care, immunizations, eye exams, some dental care services, and some hospitalization services, and emergency room services. Members may have to pay premiums and, in some cases, a small copay.
Children, parents with dependent children, and pregnant women may be eligible for Minnesota Health Care Programs. Coverage includes immunizations, routine physicals, hospice care, eye exams, and some dental services. Eligibility is based on combined income and assets. Some members might be required to pay premiums and small copayments.
General Assistance Medical Care is available to adults with low incomes between the ages of 21-64 who have qualifying incomes and assets. Coverage includes outpatient surgery, hospitalization, doctor visits, and prescription drugs.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.