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Rhode Island Health Insurance
To get individual health insurance or to not get individual health insurance coverage, that is the question. Actually, that is a very real question. Individuals who are not covered by group insurance companies have to balance the costs of individual healthcare policies with the peace of mind that coverage can bring. In addition, the question of whether you can get any coverage at all may be taken out of your hands if you apply for insurance and are refused. What services does your state require individual policies to offer? Does your state offer assistance if you are turned down for individual health insurance?
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Affordable Health Insurance in Rhode Island
Rhode Island's Individual Insurance Regulations
- Insurance companies may be able to turn you down for an individual policy because of your health. However, if you have had insurance on a continuous basis for at least twelve months, you can get individual insurance on a guaranteed basis.
- Newborns and adopted children are covered for 31 days by their parents' policy.
- Insurance companies must include certain benefits in their plans, including diabetes treatment and hospital stay after delivering a baby.
- An insurance company may be able to permanently exclude coverage on a pre-existing condition, or a condition that occurred within three years of applying for individual coverage.
- Your insurance policy cannot be cancelled simply because you are ill.
Rhode Island State Insurance Assistance
RIte Care offers children up to the age of 19 and pregnant women from families that have qualifying low income healthcare coverage. Parents with dependent children may also qualify.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
