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Wyoming Health Insurance
Many people, including those who are self-employed, those who work for companies that do not offer insurance, and those whose COBRA benefits have been exhausted, are eligible to get individual health insurance plans. Since the insurance costs are not carried over a group of people, individual policy premiums can seem high. However, knowing that their family is protected medically and that their financial stability will not be as impacted during an illness gives individual policyholders peace of mind. If you intend to buy an individual health policy, it is important to know how your state regulates individual policies and if your state can assist you in getting a policy.
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Health Insurance in Wyoming
Wyoming's Individual Insurance Policy Regulations
- Insurance companies can refuse to issue an individual policy due to the applicant's health.
- Disabled children may be able to continue being covered under their parent's policy after the children reach the age of majority if the children are unable to support themselves
- Wyoming requires insurance policies to cover certain services, including care for diabetes.
- Insurance companies can exclude pre-existing conditions, or conditions that existed during the six months prior to receiving coverage, for up to one year. In some cases, pre-existing conditions can be excluded permanently.
- Your healthcare policy can be canceled due to fraud or non-payment of premiums, but cannot be canceled if you get ill.
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Wyoming State Insurance Assistance
- Kid Care CHIP offers children and teens through 18 years old that come from families with qualified income levels. Coverage includes immunizations, hospital services, and prescription drug coverage.
- Wyoming Health Insurance High Risk Pool assists those who have been denied individual healthcare coverage with getting insurance coverage.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
