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Whether you need insurance for yourself or for your family, Affordable Health Insurance can help you get educated and find the right plan for you. Start here today!
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Affordable Health Insurance by Need
Diversity is the main defining characteristic of the uninsured in America. Although those with incomes falling below 200% of the national poverty level do typically represent a large portion of those who are uninsured, the often overlooked middle class, and those who are self-employed or whose company does not offer health insurance, constitute a large segment of the uninsured population. As of 2005, 15.9% of the U.S. population is without health insurance – the highest number in history. There are many reasons for this, including lack of affordable health coverage.
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Meeting Your Coverage Needs
The good news is that many leaders in the public health sector are working toward changing this trend.
Medicaid has long been the primary offering to low-income families, and it has served that population well, providing consistent medical care, hospitalization, child immunizations and help in keeping prescriptions filled. In 1997, the country began offering the State Children's Health Insurance (SCHIP) program to expand coverage of health care, allotting $5 billion per year in state grants for families whose income is slightly higher than the poverty threshold, thus making them ineligible for Medicaid. Since 1997, 5 million of the nation's uninsured children have found health coverage through SCHIP.
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Legislation has brought in many new options for those who are looking for insurance on a limited income, including the offering of a tax credit to those who purchase health insurance. The health savings account has also seen come into its own. This offering allows consumers to place money in a tax-free savings account, to be used to pay for medical costs. This allows members of the middle class, who make too much to be eligible for state or federal aid otherwise, a chance to purchase the health insurance coverage they need.
As employers and government agencies further realize the importance of offering quality health insurance, consumers will find it easier to make the decisions they need to stay healthy. To learn more about how your specific health coverage needs can be affordably met, you can review the following:
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
